Key provisions of SECURE Act 2.0

Just over three years ago Congress passed the most consequential retirement law in decades. Among other things, the original SECURE Act of 2019: Made retirement plans more accessible to more people. Increased the potential tax benefits of saving inside a qualified plan by raising the age when required minimum distributions (RMDs) kick in. Eased concerns […]

Brokered CDs & other interest-bearing options for cash

It’s been a been a while, decades in fact, but it’s time again to start being more thoughtful about earning interest on deposits. With interest rates rising, you may have seen the financial press giving increased attention to investors’ options for excess cash. For example, this recent Kiplinger article offers a brief introduction to brokered […]

Your Local Epidemiologist – Understanding Risk

From time to time, an article from our reading outside the financial realm catches our attention because it describes so well a parallel process of translating information about risk into a judgment call about a reasonable plan of action in the face of changing circumstances.  So, we share “Understanding Risk,” a piece by one of […]

Morningstar’s New Framework for Sustainable Investing

Over the past two years, we’ve seen a significant increase in clients’ openness to talking about impact and values in relation to investments and portfolios. More people are wanting to have the hard conversations that let them more closely live out their values in all aspects of their life. In these conversations, it helps to […]