As you may recall, last year we began implementing a move to an emerging market stock index that excluded investment in Chinese companies. That move did not eliminate portfolios’ exposure to Chinese equities but rather shifted the decision about investability to actively managed mutual funds. One such manager offers here their outlook for the Chinese […]
Just over three years ago Congress passed the most consequential retirement law in decades. Among other things, the original SECURE Act of 2019: Made retirement plans more accessible to more people. Increased the potential tax benefits of saving inside a qualified plan by raising the age when required minimum distributions (RMDs) kick in. Eased concerns […]
Maritime metaphors abound in the financial space, including some of our own in reference to Ted Kutscher’s paintings. Schwab, in its 2023 outlook, has a nicely phrased one: Cross currents continue to rock the economic boat, even though we believe a brighter year is on the horizon. In January, we’ll send our own review and […]
It’s been a been a while, decades in fact, but it’s time again to start being more thoughtful about earning interest on deposits. With interest rates rising, you may have seen the financial press giving increased attention to investors’ options for excess cash. For example, this recent Kiplinger article offers a brief introduction to brokered […]
From time to time, an article from our reading outside the financial realm catches our attention because it describes so well a parallel process of translating information about risk into a judgment call about a reasonable plan of action in the face of changing circumstances. So, we share “Understanding Risk,” a piece by one of […]
Over the past two years, we’ve seen a significant increase in clients’ openness to talking about impact and values in relation to investments and portfolios. More people are wanting to have the hard conversations that let them more closely live out their values in all aspects of their life. In these conversations, it helps to […]